Florida Small Business Financial Recovery
Florida's no-income-tax advantage masks $20K-$60K/yr in missed QTI refunds, federal R&D credits, and tourism-industry insurance overpayments.
How Florida taxes small business
No state income tax. Workers comp mandatory above 4 employees (1 in construction). Sales tax 6% + local.
Where Florida businesses lose money
QTI Tax Refund not applied for
$3K–$1.5M$3,000-$6,000 refund per qualifying new job in target industries (R&D, manufacturing, financial services, aviation).
Florida R&D Tax Credit (state cap competitive)
$5K–$50K10% of QREs over base. Annual statewide cap; competitive — early filers win.
Workers comp construction class miscoding
$3K–$80KFL construction has highest workers comp rates in US. Wrong NCCI code = 15-40% premium overpayment.
State-specific incentives most Florida owners miss
- Florida Job Growth Grant Fund
- Qualified Target Industry Tax Refund
- Florida R&D Tax Credit
Plus all federal programs (R&D credit, Section 179, WOTC, QBI deduction, SBA loans).
Florida operators routinely miss QTI refunds and Job Growth grants. Construction and tourism sectors over-pay on workers comp due to NCCI miscoding.
Find what you're losing in Florida →From first question to recovery — 4 steps
- 01
Quick conversation
Answer 5 questions about your Florida business — type, revenue, costs, and tools.
- 02
Instant analysis
We compare your structure to Florida state benchmarks and run 4,200+ leak detectors.
- 03
See your leaks
Get your Financial Health Score and a breakdown of every recoverable dollar.
- 04
Fix it
We hand off to a vetted US partner or run the recovery on contingency. You only pay if money actually comes back.
Find what your Florida business is losing
3 minutes. No credit card. No commitment. Just a clear picture of where the money is leaking.
Start my free Florida scan →