Massachusetts Small Business Financial Recovery
Massachusetts biotech and tech businesses leave $40K-$200K/yr unclaimed in state R&D credits, Life Sciences incentives, and the EDIP investment tax credit.
How Massachusetts taxes small business
5% flat + 4% surtax above $1M. PTE election available. PFML 0.88% payroll. Strong R&D and life sciences incentives.
Where Massachusetts businesses lose money
Massachusetts R&D Tax Credit
$15K–$250K10% of QREs over base + 15% on basic research payments. Stacks on federal R&D credit.
Life Sciences Tax Incentive Program
$25K–$5MRefundable jobs tax credit + FDA user fee credit. Annual application window.
Millionaire surtax planning gap
$10K–$80K4% surtax above $1M. Owners who structure ahead avoid; most don't.
State-specific incentives most Massachusetts owners miss
- Economic Development Incentive Program (EDIP)
- Massachusetts R&D Tax Credit
- Life Sciences Tax Incentive
Plus all federal programs (R&D credit, Section 179, WOTC, QBI deduction, SBA loans).
MA's heavy biotech and tech concentration means R&D credits are massive but consistently under-claimed. Life Sciences program alone returns millions to qualifying companies annually.
Find what you're losing in Massachusetts →From first question to recovery — 4 steps
- 01
Quick conversation
Answer 5 questions about your Massachusetts business — type, revenue, costs, and tools.
- 02
Instant analysis
We compare your structure to Massachusetts state benchmarks and run 4,200+ leak detectors.
- 03
See your leaks
Get your Financial Health Score and a breakdown of every recoverable dollar.
- 04
Fix it
We hand off to a vetted US partner or run the recovery on contingency. You only pay if money actually comes back.
Find what your Massachusetts business is losing
3 minutes. No credit card. No commitment. Just a clear picture of where the money is leaking.
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